Hundreds confronted Phoenix officials at a meeting about police abuse. The chief vowed said change starts with the community (ouch!)

At least 500 people asked to stand and speak before the [police] chief, Mayor Kate Gallego and other city and police leaders.

…Residents stood behind the microphones for nearly three hours, some recalling instances during which they said family members were injured or killed by police officers and the police department would not provide answers.

Residents said they weren’t able to get their hands on police reports, while others said they found out about the death of family members through media first.

“We’re here for a lack of trust, a lack of transparency and a lack of accountability, that is the reason why the community has showed up,” one resident said.

…The couple, who spoke at the meeting before walking out, was joined by a handful of other families who say they’ve experienced police brutality by Phoenix police officers.

…A National Police Foundation analysis released in April found a “significant and alarming increase” in officer-involved shootings by the Phoenix Police Department in 2018. There were 44 that year, more than double the number in the preceding year, the report found.

Hundreds confronted Phoenix officials at a meeting about police abuse. The chief vowed change – CNN

Vowed what? Are you sure CNN? Because she says they’ll listen but she also shirks responsibility and refuses to acknowledge wrongdoing by her department when she says change is the community’s responsibility.

Wouldn’t expect much out of someone who redirects the blame like that.

Dravon Ames & Iesha Harper: 5 Fast Facts You Need to Know

What has not previously been reported is that Harper says in addition to being assaulted and told she was lucky she and her children were not shot, she had her body searched by a male police officer, which is a violation of Phoenix police department policy.

….“Clearly, excessive force was used. Clearly, policies and procedure were not followed. Clearly, body cameras were not being utilized. Clearly, the officers felt empowered to be disrespectful and abusive,” Maupin said. “What we demand to know is, what kind of background these officers have? They held toddlers and a pregnant woman at gunpoint, grabbed a mother and infant by the neck, dislocated a 1-year-old’s arm, endangered a delicate pregnancy, terrorized and tortured a young father, and nobody was charged or jailed. These officers must be held accountable.”

Dravon Ames & Iesha Harper: 5 Fast Facts You Need to Know | Heavy.com

hmmm

Phoenix chief says police response to incident with 4-year-old is ‘unacceptable’

 

“unacceptable.”

“Isn’t in keeping with good policing.”

“This is not what should have happened in that circumstance.”

…Phoenix Mayor Kate Gallego issued a statement on Twitter Saturday saying, “I, like many others, am sick over what I have seen in the video” and “I am deeply sorry for what this family went through.”

The mayor vowed to speed up implementation of body cameras on police officers and hold a community meeting to address the incident. “I realize that to get to the bottom of this issue and implement meaningful change, we are going to have some uncomfortable and painful conversations,” Gallego said.

Phoenix chief says police response to incident with 4-year-old is ‘unacceptable’

hmmm

Seniors face foreclosure in retirement after failed reverse mortgage

Nearly 100,000 loans that allowed senior citizens to tap into their home equity have failed, blindsiding elderly borrowers and their families.

…In many cases, the worst toll has fallen on those ill-equipped to shoulder it: urban African Americans, many of whom worked for most of their lives, then found themselves struggling in retirement.

…These elderly homeowners were wooed into borrowing money through the special program by attractive sales pitches or a dire need for cash – or both. When they missed a paperwork deadline or fell behind on taxes or insurance, lenders moved swiftly to foreclose on the home. Those foreclosures wiped out hard-earned generational wealth built in the decades since the Fair Housing Act of 1968.

…Borrowers living near the poverty line in pockets of Chicago, Baltimore, Miami, Detroit, Philadelphia and Jacksonville, Florida, are among the hardest hit, according to a first-of-its-kind analysis of more than 1.3 million loan records. 

…Consumer advocates said the analysis supports what they have complained about for years – that unscrupulous lenders targeted lower-income, black neighborhoods and encouraged elderly homeowners to borrow money while glossing over the risks and requirements.

USA TODAY found that reverse mortgages end in foreclosure six times more often in predominantly black neighborhoods than in neighborhoods that are 80% white.  

Even comparing only poorer areas, black neighborhoods fare worse. In ZIP codes where most residents make less than $40,000, the analysis found reverse mortgage foreclosure rates were six times higher in black neighborhoods than in white ones.

…Regulators said actual evictions of seniors are rare. There’s no way to verify that, though, since HUD, the top government regulator of Home Equity Conversion Mortgage loans, does not sign off on evictions – or even count them.

…They work like this: Lenders appraise the value of a house and allow homeowners to borrow back money against that market value.

Borrowers can stop making monthly mortgage payments, and they can stay put for life, so long as they maintain the home and pay property taxes and insurance.

…At the end – a move out, death or default – the bank calls the loan due, to be paid back either by the sale of the home or an heir or homeowner repaying the loan money. Lenders and their investors make their money through origination fees that can top $15,000 with fees and mortgage insurance, and by charging interest on the loan balance.

…“Adult children that have been trying to take care of their mother or father or both get the idea that ‘When mom or dad passes, I’m going to have a little inheritance or get this place on the market,’ ” Nordgren said. “Then the death happens and … here comes the foreclosure.”    

…Charles, [Frazier] died at 88 of a heart attack in the family home a few miles west of Roseland, in Beverly. At that point, in December 2017, an unpaid $4,351 property tax bill led to the default. 

,,,,,Celink told Frazier in February that she could buy the house by paying off the loan’s balance: $209,053, including fees and interest. Frazier and her brother said it’s far more than they can afford to pay.

…Even when both husband and wife are old enough to qualify, reverse mortgage lenders often advise them to remove the younger spouse from loans and titles.

…Widows not on the title must meet various deadlines – at 90 and 120 days after the death – to provide their loan companies with death certificates and other documents.  

Blair sent in paperwork she thought solved the problem. She discovered she had missed one document – changing the deed to her name within 90 days – months later after a foreclosure notice arrived in her mailbox. 

…The suit alleged brokers targeted the minority homeowners for the “mortgage products and overpriced home repair work that they did not need or cannot afford” to capitalize on elderly widows unaccustomed to both the home’s finances and home repair. 

Seniors face foreclosure in retirement after failed reverse mortgage

sigh…

Native American Women Are Being Sold into the Sex Trade on Ships Along Lake Superior

Next month, Christine Stark—a student with the University of Minnesota-Duluth, who is completing her master’s degree in social work—will complete an examination of the sex trade in Minnesota, in which she compiles anecdotal, firsthand accounts of Native women, particularly from northern reservations, being trafficked across state, provincial, and international lines to be forced into servitude in the sex industry on both sides of the border.

…Through her independent research and work with the Indian Women’s Sexual Assault Coalition, Stark interviewed hundreds of Native women who have been through the trauma of the Lake Superior sex trade. The stories she’s compiled are evidence of an underground industry that’s thriving on the suffering of First Nations women, which is seemingly going unchecked and underreported. 

…“The Duluth harbor is notorious among Native people as a site for the trafficking of Native women from northern reservations.” She continues, “in an ongoing project focused on the trafficking of Native women on ships in Duluth, it was found that the activity includes international transport of Native women and teens, including First Nations women and girls brought down from Thunder Bay, Ontario, to be sold on the ships… Native women, teen girls and boys, and even babies have been sold for sex on the ships.”

Native American Women Are Being Sold into the Sex Trade on Ships Along Lake Superior – VICE

Jeezus!